Our Approach
ADI GROUP is a civic and inclusive investment Fund with Togolese in the diaspora and within the country as its main stakeholders. This program also targets associations, unions, investment clubs and various stakeholders in the development of Togo and the continent.
The ADI fund plays a leading and fundamental role in financing businesses because the guarantee constitutes a pledge that allows the bank to grant credits to SMEs/SMIs.
- Subscriptions to the ADI Fund are made through a fundraising mechanism by call for subscriptions for all Togolese and any other persons wishing to participate.
- Subscriptions are registered with SGI-TOGO, which is the trustee and depositary of the Fund.
SGI-TOGO, the institution that guarantees the subscribed shares, is responsible for issuing purchase certificates to subscribers.
- The Fund is managed by OPTI ASSET MANAGEMENT (OAM), the Fund’s lead manager supported by a joint committee of OAM/ADI GROUP managers.
- The Fund is invested in several financial vehicles for optimization. Allocations are exclusively to bonds to guarantee investors stable returns.
- The Fund is used as collateral to pledge the financing of SMEs/SMIs loans.
- The pledges are issued to support the financing requests of SMEs/SMIs.
- The Fund can also invest in private equity, acquiring stakes in specific, strategic companies with a fixed disposal period.
- The Fund is a key player in the training, monitoring and support of companies to create an ecosystem of quality and good governance within companies.