We offer credit guarantee services by pledging receivables and private equity offers by taking stakes in target companies.

The collateral offers are adapted to the bank loans you are requesting, taking into account the socio-economic and environmental impact of your business, its size and the level of maturity of your company. The collateral constitutes a pledge to cover the bank loan and it covers the pledging of receivables of companies in the development or innovation phases.

We favor the guarantee of short and medium term credits, particularly:

• the pledging of investment credits
• the pledging of operating credits
• the pledging of lease credits
• the pledging of import/export credits 

This financing mechanism is offered to companies already in business, and presenting a strong growth potential.

General seletion criteria

• Formalized companies
• Competent management
• With strong growth potential, linked to innovation or a clear competitive advantage
• Companies promoting the transformation of raw materials, mechanization and industrialization
• Presenting prospects for creating a positive social/or environmental impact

Conditions for exercising the guarantee

The request for granting a guarantee is the decision of the bank considering granting a loan and wishing to benefit from the ADI GROUP guarantee.
The collaterals aim to promote loans to companies that are “on the verge of financing”: their loan requests are risky (or their risks are difficult to quantify) but reasonable.
The applicable procedure for granting the ADI GROUP pledging depends on the amount and duration of the loan.

Preparation and submission of files

Technical assistance in the preparation of files is available upon request and at the expense of the companies or companies.

Control and monitoring

Through regular and personalized monitoring, ADI GROUP allows the company and its team to strengthen their capacities. ADI GROUP can also contribute to the strategic thinking and governance of the company.